Did you know that over $1 billion in dental benefits go unused every year? Many people miss out on their dental benefits simply because they don’t use them before the year ends. As the year draws to a close, it’s crucial to take action and use your benefits before they reset.

This blog will help you maximize your dental insurance and ensure that your benefits don’t expire unused.

Why Dental Benefits Expire at Year-End?

Dental insurance typically operates on an annual cycle. This means your benefits, including preventive care, coverage limits, and deductibles, reset every year. If you don’t use your allotted coverage, it may expire, leaving you with out-of-pocket costs for necessary dental procedures.

Many dental plans limit how much they will pay per year, so you’ll lose any unused amount after the year ends. Failing to use your benefits may also mean missing out on preventative care, which is key to maintaining your oral health.

Major Year-End Tips for Patients to Use Their Benefits

Tip #1: Schedule Preventative Care Appointments
Routine dental check-ups and cleanings are essential to maintaining oral health. These visits often help prevent serious dental issues, saving you money in the long run.

Scheduling an appointment now ensures you won’t miss out, especially as dental offices get busier toward the year-end. Early scheduling helps guarantee your spot and reduces the risk of losing out on the benefits you’ve already paid for.

Tip #2: Maximize Your Coverage for Procedures
Take a close look at your dental insurance coverage for treatments such as fillings, crowns, or root canals. If you need any dental work, now is the perfect time to schedule it.

Your coverage may not roll over, so scheduling major procedures before the year ends will help you avoid paying full price. Ensure your dentist has everything ready to complete the necessary treatments before the year resets.

Tip #3: Use Up Any Remaining Benefits
If you haven’t fully used your benefits, consider smaller treatments, such as teeth whitening or fluoride treatments, that are often covered by your plan.

You may also want to look into orthodontic consultations or cosmetic dental procedures if they’re present in your coverage. These treatments can help you get the most out of your plan before the year ends.

Tip #4: Maximize Flexibility for Family Members
Many dental plans cover family members, including children and spouses. Make sure you’re not leaving any family members’ dental benefits unused.

Schedule cleanings and check-ups for your loved ones, especially if they have been putting off their visits. Don’t wait until it’s too late—get the entire family in before the end of the year.

Tip #5: Verify Insurance Coverage
Before your visit, call your dental insurance provider to confirm what’s covered and what’s not. Understanding your plan’s specifics will help avoid surprises.

Ask whether your unused benefits will roll over to next year or not. This information can help you make the most of your dental benefits.

Tip #6: Don’t Delay – Book Now!
Don’t procrastinate! Many patients try to schedule their appointments at the last minute, only to find that their dentist’s office is fully booked.

Book your appointments early to secure a spot before the year’s end. Waiting could result in missing out on your coverage or even delayed treatments.

The Financial Impact of Letting Your Dental Benefits Lapse

Failing to use your dental benefits can cost you. Unused benefits don’t carry over into the new year, meaning you’ll lose any remaining coverage.

If you delay necessary treatments, you may end up paying out-of-pocket for services that would have otherwise been covered. By using your benefits now, you can avoid higher costs later and protect your wallet.

Don’t Miss Out – Act Now!

At Smile Avenue Family Dentistry, we’re here to help you make the most of your dental benefits. Don’t let them go to waste. Call us today to schedule your appointment and ensure to cover your dental care before the year ends!